by development | Oct 11, 2022 | Credit Card FAQ, Frequently Asked Questions
Which are the best credit cards? Finding the best credit card is mostly a matter of comparison shopping, but before you accept a credit card offer, make sure you understand the card’s credit terms. For instance, what is the annual percentage rate? Is there a...
by development | Oct 10, 2022 | Banking FAQ, Frequently Asked Questions
Should I prepay my mortgage? As a general rule, if you are able to prepay your mortgage (and if there is no penalty for doing so) you should prepay as much as you can every month. There are, however, two exceptions to the general rule: You do not have an emergency...
by development | Oct 10, 2022 | Banking FAQ, Frequently Asked Questions
How do automated teller machine (ATM) and other electronic transfer transactions work? There are various transactions that fall under the umbrella term “electronic funds transfer.” Automated Teller Machines (ATMs). You can bank electronically and get cash,...
by development | Oct 10, 2022 | Banking FAQ, Frequently Asked Questions
What banking fees do you need to look out for when shopping for a bank account? Fortunately, banks are required to give you a list of fees for their accounts. Even with interest, the best account is usually the one with the lowest fees. Checking accounts are...
by development | Oct 10, 2022 | Developing a Financial Plan, Frequently Asked Questions
What are the steps in the investment process? The investment process is comprised of several steps that enable you to select a portfolio appropriate to your risk tolerance and desired return. The primary steps in this process are: Determine your desired return and...
by development | Oct 10, 2022 | Financial Planning FAQ, Frequently Asked Questions
How do I determine my long-term financial goals? The first step is to decide what you realistically want to achieve financially. Financial goals might include early retirement, travel, a vacation home, securing your family’s financial comfort on the death of a...