by development | Oct 11, 2022 | Improving Your Credit, Life Events
If like thousands of others, you are having trouble paying your debts, it is important to take action. Doing nothing can lead to much larger problems in the future–and even bigger debts, such as the loss of assets such as your house, and a bad credit record....
by development | Oct 11, 2022 | Improving Your Credit, Life Events
You have numerous rights related to your use of a credit card. These include (1) prompt credit for payment, (2) refunds of credit balances, (3) resolution of errors, (4) removal of unauthorized charges, (5) resolution of disputes, (6) prompt shipment, (7) refusal of...
by development | Oct 11, 2022 | Improving Your Credit, Life Events
Many merchants engraft their own rules to your use of a credit card, usually without the right to do so. What are you required to do and what can you rightfully refuse to do? The Financial Guide explains your rights. Do sales clerks ask you to write your phone number...
by development | Oct 10, 2022 | Improving Your Credit, Life Events
Credit Evaluation Factors When you apply for a loan, how is your application processed? In some cases, such as applying for a loan from your bank, it may be as simple as going to the bank, giving brief information about why you need a loan, signing a loan contract and...
by development | Oct 10, 2022 | Improving Your Credit, Life Events
Using your credit cards wisely is largely a matter of being informed – e.g., how much your card company is charging you for credit – and by following some simple tips for using the card. Credit CARD Act of 2009 Known as the Credit CARD Act of 2009, the...
by development | Oct 10, 2022 | Dealing with Your Bank, Life Events
Debt should be incurred with caution. Yet there are ways to take advantage of your available credit to enjoy a purchase, make an investment, or take care of an emergency. Here is a guide to finding out which form of borrowing will best suit your needs as well as some...
