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Credit Cards: How To Choose – And Use – Them Wisely

Credit Cards: How To Choose – And Use – Them Wisely

by development | Oct 10, 2022 | Improving Your Credit, Life Events

Using your credit cards wisely is largely a matter of being informed – e.g., how much your card company is charging you for credit – and by following some simple tips for using the card. Credit CARD Act of 2009 Known as the Credit CARD Act of 2009, the...
Getting a Loan: Frequently Asked Questions

Getting a Loan: Frequently Asked Questions

by development | Oct 10, 2022 | Banking FAQ, Frequently Asked Questions

Should I prepay my mortgage? As a general rule, if you are able to prepay your mortgage (and if there is no penalty for doing so) you should prepay as much as you can every month. There are, however, two exceptions to the general rule: You do not have an emergency...
ATM Transactions: Frequently Asked Questions

ATM Transactions: Frequently Asked Questions

by development | Oct 10, 2022 | Banking FAQ, Frequently Asked Questions

How do automated teller machine (ATM) and other electronic transfer transactions work? There are various transactions that fall under the umbrella term “electronic funds transfer.” Automated Teller Machines (ATMs). You can bank electronically and get cash,...
Bank Accounts: Frequently Asked Questions

Bank Accounts: Frequently Asked Questions

by development | Oct 10, 2022 | Banking FAQ, Frequently Asked Questions

What banking fees do you need to look out for when shopping for a bank account? Fortunately, banks are required to give you a list of fees for their accounts. Even with interest, the best account is usually the one with the lowest fees. Checking accounts are...
Applying For a Loan: How To Get The Best Loan At The Lowest Cost

Applying For a Loan: How To Get The Best Loan At The Lowest Cost

by development | Oct 10, 2022 | Dealing with Your Bank, Life Events

Debt should be incurred with caution. Yet there are ways to take advantage of your available credit to enjoy a purchase, make an investment, or take care of an emergency. Here is a guide to finding out which form of borrowing will best suit your needs as well as some...
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  • Credit Cards: Frequently Asked Questions
  • Getting Out of Financial Trouble: Steps You Can Take
  • Your Credit Card Rights: What To Do If You Have a Problem
  • Merchant Credit Card Abuses: What They Cannot Ask You To Do
  • Credit Reports: What You Should Know – And Do – About Yours

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