by development | Oct 11, 2022 | Credit Card FAQ, Frequently Asked Questions
Which are the best credit cards? Finding the best credit card is mostly a matter of comparison shopping, but before you accept a credit card offer, make sure you understand the card’s credit terms. For instance, what is the annual percentage rate? Is there a...
by development | Oct 11, 2022 | Improving Your Credit, Life Events
If like thousands of others, you are having trouble paying your debts, it is important to take action. Doing nothing can lead to much larger problems in the future–and even bigger debts, such as the loss of assets such as your house, and a bad credit record....
by development | Oct 11, 2022 | Improving Your Credit, Life Events
You have numerous rights related to your use of a credit card. These include (1) prompt credit for payment, (2) refunds of credit balances, (3) resolution of errors, (4) removal of unauthorized charges, (5) resolution of disputes, (6) prompt shipment, (7) refusal of...
by development | Oct 11, 2022 | Improving Your Credit, Life Events
Many merchants engraft their own rules to your use of a credit card, usually without the right to do so. What are you required to do and what can you rightfully refuse to do? The Financial Guide explains your rights. Do sales clerks ask you to write your phone number...
by development | Oct 10, 2022 | Improving Your Credit, Life Events
Credit Evaluation Factors When you apply for a loan, how is your application processed? In some cases, such as applying for a loan from your bank, it may be as simple as going to the bank, giving brief information about why you need a loan, signing a loan contract and...