Caines Hodges
Financial Calculators
Please try our wide variety of interactive financial problem solvers. Simply enter your criteria and you’ll get your questions answered with dynamic graphs and personalized reports.
Cash Flow Calculators
How Does Inflation Impact My Standard Of Living?
What Is My Projected Cash Flow?
What Is The Value Of Reducing, Postponing Or Foregoing Expenses?
Historical Inflation - Compare Purchasing Power
How Much Am I Spending?
How Much Do I Need For Emergencies?
Should I pay down debt or invest my monthly surplus?
How long will my money last with systematic withdrawals?
Should my spouse enter the work force?
What is my current net worth?
What is my current cash flow?
College Calculators
How much should I be saving for college?
Calculate your ability to pay back student loans.
What are the advantages of a Coverdell ESA?
What are the advantages of a 529 college savings plan?
What is the value of a college education?
What are the payments on a parental (PLUS) loan?
Should I live at home, on campus, or off campus?
When should I begin saving for my child's college?
Credit Calculators
How long will it take to pay off my credit card?
Should I pay off debt or invest?
Should I transfer my credit card balances?
What is my credit score?
How long until my loan is paid off?
What would my loan payments be?
Do I have too much debt?
What is the balance on my loan?
Will consolidating my debt into a new loan be beneficial?
Restructuring debts for accelerated payoff
Which is better: Cash up front or payments over time?
What is the impact of making extra payments on my debt?
Home & Mortgage Calculators
How much house can I afford?
Which is better: Fixed or adjustable-rate mortgage?
Adjustable rate mortgage calculator
How do closing costs impact the interest rate?
Compare an interest-only vs. traditional mortgage
Calculate Your Estimated Borrowing Capacity Using A Home Equity Line of Credit (HELOC)
Should I refinance my mortgage?
Estimate my monthly mortgage payment
Should I pay discount points for a lower interest rate?
Should I rent or buy a home?
Should I convert to a bi-weekly payment schedule?
Compare a 'no-cost' vs. traditional mortgage
What are the tax savings generated by my mortgage?
Insurance Calculators
How much life insurance do I need?
What is the future value of an annuity?
Which is better, comprehensive plan or high-deductible plan with HSA?
Calculate Your Estimated Life Expectancy
What are my needs for burial and final expenses?
How much disability income insurance do I need?
What are my chances of becoming disabled?
What are my long-term care insurance needs?
How much will I earn in my lifetime?
What are the tax advantages of an annuity?
How long will my current life insurance proceeds last?
Investment Calculators
How should I allocate my assets?
Calculate Your Certificate of Deposit (CD) Value
What is the dividend yield on a stock?
How do expenses impact mutual fund returns?
Certificate of deposit (CD) laddering strategy
Share Certificate analyzer
Share Certificate laddering strategy
Compare taxable vs. tax-free investment return
What is the value of a bond?
What is the return on my real estate investment?
What is the value of compound interest?
What is the value of a call or put option?
Taxable vs. tax-advantaged savings?
What is my risk tolerance?
What is the long-term impact of increased investment return?
Paycheck & Benefits Calculators
How much will my company bonus net after taxes?
What is the impact of increasing my 457 Plan contribution?
What may my 403(b) Plan be worth?
What is the impact of increasing my 403(b) contribution?
How will payroll adjustments affect my take-home pay?
Convert my salary to an equivalent hourly wage
Convert my hourly wage to an equivalent annual salary
What is the future value of my employee stock options?
Should I exercise my 'in-the-money' stock options?
What may my 401k be worth?
What is the impact of increasing my 401(k) contribution?
What may my 457 Plan be worth?
Qualified Plan Calculators
I'm self-employed, how much can I contribute to a retirement plan?
Net unrealized appreciation (NUA) vs. IRA rollover?
What Is My Beneficiary Required Minimum Distribution?
How much can I contribute to an IRA?
How much retirement income may an IRA provide?
Should I convert to a Roth IRA?
What will my qualified plan(s) be worth at retirement?
What is my current year required minimum distribution?
What are my projected required minimum distributions?
What are my lump sum distribution options?
How do I maximize my employer 401(k) match?
Retirement Calculators
Evaluate my company pension payout options
What is the impact of borrowing from my retirement plan?
What is the impact of early withdrawal from my 401(k)?
I'm self-employed, how much can I contribute to a retirement plan?
Net unrealized appreciation (NUA) vs. IRA rollover?
What Is My Beneficiary Required Minimum Distribution?
How much can I contribute to an IRA?
How much retirement income may an IRA provide?
Should I convert to a Roth IRA?
What will my qualified plan(s) be worth at retirement?
What is my current year required minimum distribution?
What are my projected required minimum distributions?
What are my lump sum distribution options?
How do I maximize my employer 401(k) match?
Saving Calculators
Becoming a millionaire
What is the effective annual yield on my investment?
Income generated by a savings plan
How long will it take to double my savings?
How long until my savings reach my goal?
Save now vs. save later
How much should I save to reach my goal?
What could my current savings grow to?
Calculate rate of return
How do taxes and inflation impact my investment return?
Taxation Calculators
What is my potential estate tax liability?
Should I itemize or take the standard deduction?
What is my tax-equivalent yield?
2025 tax refund estimator
Tax freedom day
2025 federal income tax calculator
Should I adjust my payroll withholdings?
Will my investment interest be deductible?
How much self-employment tax will I pay?
Long-term Capital Gains Tax Estimator
Compare taxable, tax-deferred and tax-free investment growth
How much of my social security benefit may be taxed?
Auto Calculators
Should I lease or purchase an auto?
Is dealership financing better for me than traditional auto loan financing?
What would my auto payments be?
Should I upgrade to a more fuel efficient vehicle?
Auto loan: Accelerated payoff
How much vehicle can I afford?
Should I refinance my auto loan at a lower rate?
How much can I lower my monthly payment with a new auto loan?
Business Calculators
What are the tax savings of a qualified retirement/cafeteria plan?
What are my new business startup costs?
Should I pay or charge monthly, quarterly or annually?
What is the value of my business?
How many units do I need to sell to breakeven?
Should I lease or buy equipment?
What are my business financial ratios?
What is my employee total compensation package worth?
What are my tax savings with Section 179 deduction?
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Small Business & Personal Accounting
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