Caines Hodges
Financial Calculators
Please try our wide variety of interactive financial problem solvers. Simply enter your criteria and you’ll get your questions answered with dynamic graphs and personalized reports.
How does inflation impact my standard of living?
Use this calculator to determine the impact inflation may have on your standard of living.
What is my projected cash flow?
A projected cash flow statement can help you evaluate your personal income and expenses and see if you potentially may run ‘in the red or the black’ at a future date.
What Is The Value Of Reducing, Postponing Or Foregoing Expenses?
Use this calculator to help determine what you could accumulate by reducing or eliminating discretionary monthly expenses.
Historical Inflation – Compare Purchasing Power
If your income does not keep pace with increasing consumer prices then your standard of living can be reduced.
Should I Pay Down Debt Or Invest My Monthly Surplus?
When you receive some extra money it may be difficult to determine whether you should invest the funds or use them to retire debt. Financial theory recommends that if your after-tax return on investments is greater than your after-tax cost of debt then you should invest.
How Long Will My Money Last With Systematic Withdrawals?
You have worked hard to accumulate your savings. Use this calculator to determine how long those funds will last given regular withdrawals.
Should My Spouse Enter The Work Force?
A working spouse can provide additional needed household income. However, when making your decision, you need to look at the net income generated by a working spouse not simply the gross income. Factors such as health insurance savings, increased daycare expenses, additional transportation costs, etc. need to be considered.
What Is My Current Net Worth?
In order to get where you want to go, you need to know where you are. You can get a view of your financial position by generating a personal net worth statement.
What Is My Projected Net Worth?
Over time your net worth will change as your assets earn interest or are depleted and your liabilities increase or decrease. Use this calculator to estimate what your net worth could be in the future based on specified growth rates.
What Is My Current Cash Flow?
Businesses generate a sources and uses of cash statement to evaluate their income and expenses and to check profitability. Similarly, a cash flow statement can help you evaluate your personal income and expenses and see if you are running ‘in the red or the black’ each month.
2022 tax refund estimator
Did you withhold enough in taxes this past year? Use this calculator to help determine whether you might receive a tax refund or still owe additional money to the IRS. Remember this is just a tax estimator so you should file a proper tax return to get exact figures.
How Much Will I Need To Save For Retirement?
This pre-retirement calculator will help you determine how well you have prepared and what you can do to improve your retirement outlook. It is important that you re-evaluate your preparedness on an ongoing basis. Changes in economic climate, inflation, achievable returns, and in your personal situation will impact your plan.
How Much Can I Contribute To An IRA?
This calculator is designed to help you determine whether you are eligible to contribute to both the Traditional and the Roth IRA.
What Is My IRA Projected Required Minimum Distribution?
Current tax law specifies that once you reach age 70-1/2 you must begin making taxable withdrawals from your IRAs and many other retirement plans. These minimum distributions are calculated annually based on your age, plan balance at the end of the previous year, marital status and spouse’s age.
How Do Taxes and Inflation Impact My Investment Return?
Taxes and inflation can have a dramatic effect on the growth of an investment. Use this calculator to determine the impact taxes and inflation can have on the purchasing power of your investment.
When Should I Begin Saving For Retirement?
A penny saved is a penny earned, but a penny saved today is a penny earning more. Use this calculator to determine how much more you could accumulate at retirement by beginning your savings plan today rather than waiting.
How Much Am I Spending?
Where does all the money go? An itemization of your living expenses may help you budget better and plan for future expenses. Use this calculator to help you recall and itemize your living expenses.
Small Business & Personal Accounting
Whether you need outsourced accounting solutions to tackle financial challenges, technology to streamline your operations or anything in between, we can help. Our client accounting services give your business a large-scale professional accounting department without the time and expense of hiring an in-house team. Let our dedicated professionals help you take advantage of timely opportunities, minimize risks and move your business forward.